Insurance
Illness, Injury and Mortality are all unfortunate aspects of life that we all have to deal with in one way or another. Unfortunately, you will never know which one of these is going to occur and when, so The Investment Shop can help you ensure you and your family are covered should one of these strike.
By having The Investment Shop arrange risk management strategies, everything you have worked so hard to achieve need not be jeopardised should injury, illness or death happen, and your family's financial future need not be at risk during a very trying time.
As an authorised Newcastle representative of Professional Investment Services Pty Ltd, Mark and the team at The Investment Shop can provide several different types of personal risk insurance:
Term Life Insurance
The simplest form of insurance: Take out a small premium and you are covered. You do need to renew your policy every year, but once you have been accepted the coverage is automatically renewable, even if your health status changes.
Total and Permanent Disability (TPD)
Should you be permanently incapacitated and no longer able to earn income, Total and Permanent Disability insurance will provide you a lump sum.
Trauma Insurance
For temporary incapacitation, Trauma Insurance will provide a lump sum payment, which is ideal for paying medical expenses and household expenses, or even rehabilitation and renovation costs.
Income Protection Insurance
Should you have an accident or an injury that puts you off work for extended period of time, Income Protection Insurance can help you take care of your home, car and personal loans that may otherwise accumulate and put pressure on an already stressful situation. With Income Protection Insurance, you can receive a regular income of 75% of your normal gross earnings for a set time period, and all premium costs are fully tax deductible.
To find out more about these and other insurance options available at The Investment Shop, just make an obligation-free appointment and one of our financial experts will be happy to help you choose an insurance scheme that is right for you.