Wealth Creation
The primary goal of Wealth Creation at The Investment Shop is to increase your wealth through astute investments so that your assets grow. It doesn't matter what stage of your life you are at - you could be starting out or you could be nearing retirement - The Investment Shop can improve your financial position with a range of options:
Borrowing to Invest
Commonly known as gearing, borrowing to invest gives you the opportunity to invest more money that what you would normally have, and create or improve your wealth. It can be used on a wide variety of income-producing assets from property to investing a lump sum into a managed share fund, and can be either positively geared, where you earn more than the borrowing costs, or negatively - where the cost of borrowing is greater than the returns for a specific period of time which allows you to claim your investment as a loss and take advantage of tax benefits.
Salary Sacrifice
Like a more secure and automatic piggy-bank, salary sacrifice allows you to forgo part of your earnings and have that money deposited straight from your income into a superannuation fund, reducing your taxable income and setting aside more money for your retirement.
Lump Sum Investments
If you have money you'd like to invest, The Investment Shop can help with a range of investment opportunies, from investing in shares to fixed interest investments. For more information on either of these, please click on the relevant page links.
In addition to these, The Investment Shop is well-placed to provide advice on savings plans, planning for tax and reducing risk - services all designed to create or build wealth and help you achieve your financial goals.